The Hartford Long-Term Disability Denial
The Hartford is a long-term disability insurance company that has faced criticism for unfairly denying claims. If you’re facing a Hartford long-term disability denial, an attorney may be able to help you get the benefits you deserve.
Get a free case review now to see if a top Hartford disability denial lawyer can fight for you.
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Understanding The Hartford Disability Denials
The Hartford offers long-term disability (LTD) insurance meant to provide critical financial support for policyholders who are unable to work due to an illness or injury.
However, despite being a Fortune 500 company, The Hartford doesn’t always treat its customers fairly or provide them with the benefits they paid for.
To avoid paying out long-term disability claims, some insurance companies like The Hartford act in bad faith and unfairly deny legitimate claims.
Hartford disability denial tactics include:
- Delaying long-term disability claims
- Disqualifying valid health conditions
- Misinterpreting policy terms
Our team works with top disability attorneys who have secured millions for workers facing unfair insurance denials, including those by The Hartford.
If you’re facing a Hartford long-term disability denial, we may be able to help you pursue the benefits and compensation you deserve. Get started now with a free case review.
Why Was My Hartford Claim Denied?
A Hartford long-term disability denial can occur for various reasons, depending on the terms of your policy and the company representative assigned to your claim.
Common reasons for Hartford long-term disability to be denied include:
- Failure to meet policy criteria: Denial can occur if your medical condition doesn’t meet the definition of disability specified in your policy.
- Insufficient medical evidence: If the medical records and documentation provided fail to prove the severity of your condition, it may lead to a denial.
- Missed deadlines or incomplete paperwork: A Hartford disability denial may result from not submitting all the necessary documents or missing deadlines.
- Pre-existing condition limitations: Certain policies include waiting periods or exclusions for pre-existing conditions, which can affect claim approval.
Sometimes, the insurer may wrongfully deny disability claims — either to protect its profits or due to a mistake — resulting in an unjust Hartford long-term disability denial.
Get Help from a Hartford Long-Term Disability Attorney
If you’re facing a Hartford long-term disability denial, you don’t have to go it alone. Our team may be able to connect you with a top attorney who has successfully secured substantial compensation for policyholders like you.
Our team works with top disability lawyers who have recovered millions for clients nationwide with denied disability claims.
The Hartford disability denial attorneys:
- Can help The Hartford policyholders in all 50 states
- Have decades of experience successfully securing LTD benefits
- Never charge any upfront costs or hourly fees
Get a free case review now to see if a top Hartford disability denial lawyer may be able to fight for you.
The Hartford Disability Denial FAQs
How does Hartford long-term disability work?
The Hartford long-term disability works by paying policyholders a portion of their income if they become unable to work due to a qualifying illness or injury.
While each policy may differ, disability claimants typically receive benefits for as long as they’re disabled or reach retirement age.
If a policyholder receives a Hartford long-term disability denial, a disability lawyer may be able to file an appeal and seek the benefits owed.
How do I appeal a long-term disability denial from The Hartford?
If The Hartford denied your long-term disability claim, you have the right to appeal the decision. The specific steps for the appeal process will be outlined in the denial letter you received.
Typically, appeals involve submitting additional documentation like medical records or letters from your employer supporting your claim. You may also be required to complete forms provided by The Hartford.
For many policyholders, the best and quickest way to appeal an LTD denial is to work with an experienced disability attorney.
Find out if we can connect you right now with a free case review.
Written by: Long Term Denial Team