State Farm Long-Term Disability Denial
State Farm has a history of wrongfully denying insurance claims, which can be devastating for those with an injury or illness that prevents them from working. Our network of attorneys can help victims of State Farm bad faith insurance practices appeal a denied claim and get the benefits they deserve.
If State Farm denied your long-term disability claim, get a free legal case review.
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State Farm & Denied Disability Claims
Insurance companies like State Farm have one goal: to create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair claim denials, as long-term disability (LTD) insurance denials provide a clear path to increased profits.
Unfair disability insurance claim denial is one way State Farm may fail to meet its duty as an insurer, which has already resulted in countless lawsuits across the country.
When State Farm denies claims, it can be devastating to a person’s financial stability and may result in an immediate loss of income, savings, home, and more.
There are options to fight back against a denied disability claim. Our team may be able to help you appeal the denial and secure any benefits you may be owed.
What Can I Do If State Farm Denied My Claim?
Every state has laws banning bad faith insurance practices. However, large insurance companies like State Farm have resources at their disposal that can make filing a successful appeal difficult.
Depending on your policy, State Farm long-term disability denial attorneys may be able to help:
- File a State Farm disability appeal over your denied LTD claim
- Request a second appeal if your initial appeal was denied
- Submit a State Farm complaint with your state’s Insurance Department
- File a State Farm disability lawsuit
- Negotiate a State Farm settlement if possible
- Take your case to court in some instances
If your State Farm claim was denied, please know: You do have legal rights and may still have options to secure the compensation you need.
State Farm Appeal Process: How to Fight a Denied Claim
The State Farm appeals process can be difficult to navigate on your own, as insurance companies may purposefully make the process confusing in hopes that you’ll give up on your claim.
Insurance providers will look for any reason to deny your long-term disability claim, but our attorneys know their tactics and can build a strong appeal that withstands their scrutiny.
State Farm long-term disability denial lawyers in our network have the experience and resources needed to appeal the company’s decision and fight for compensation on your behalf. We can gather all of the necessary evidence to support your appeal.
There are no upfront costs or hourly fees to work with State Farm disability insurance denial lawyers. Our team only gets paid if we’re able to successfully recover compensation for you.
State Farm Disability Denial FAQs
Why was my State Farm long-term disability claim denied?
If your long-term disability benefits were denied, State Farm may have claimed:
- You failed to disclose a pre-existing health condition
- Your medical examinations were insufficient or inadequate
- There were problems with your paperwork or documentation
- Your medical condition does not qualify as a “covered” disability
- Your procedure was elective, not medically necessary
State Farm claim denial tactics often include alleging a policyholder’s injury doesn’t prevent them from performing all workplace duties.
Even if you met all of the State Farm long-term disability requirements, it’s possible they still denied your claim — but you do have legal rights and options.
What are bad faith claims against State Farm?
Bad faith claims against State Farm long-term disability insurance involve disputes over denied or delayed benefit payments.
In these claims, some policyholders state that State Farm did not fulfill its obligations or acted dishonestly or unfairly when handling their long-term insurance claims.
Written by: Long Term Denial Team