Lincoln Financial Long-Term Disability Denial

About Lincoln Financial Long-Term Disability Complaints

While long-term disability (LTD) insurance providers like Lincoln Financial have a duty to provide the benefits that policyholders and beneficiaries have paid for, they often deny valid claims in order to protect their profits.

However, you have the right to appeal your insurer’s decision — especially if your claim was wrongfully denied. An attorney can help you determine the reason behind your Lincoln Financial long-term disability denial and fight for the benefits you deserve.

Remember, a long-term disability denial isn’t the last word — it’s your chance to review the initial decision and respond with an appeal or lawsuit. By working with a lawyer, you can challenge the decision and improve your chances of a successful outcome.

The Lincoln Financial claim denial attorneys in our network can make the process as easy and stress-free as possible. Take the first step toward accessing the benefits you deserve by getting a free case review now.

Lincoln Financial Claim Denial Tactics

Like many long-term disability insurance providers, Lincoln Financial has a history of wrongfully denying LTD claims to avoid paying out money to policyholders.

Common tactics Lincoln Financial uses to deny valid claims include:

• Delaying claims processing: Lincoln Financial may delay the processing of your claim to discourage you from pursuing benefits or make it difficult to understand why your claim was denied.
• Excessive documentation requests: The insurer may ask you to submit more documentation than required by the policy or request the same information multiple times.
• Interpretation of policy terms: The insurer may interpret your disability insurance policy in a way that justifies denying benefits for a qualifying medical condition. This includes arguing your disability isn’t severe enough or that you can still perform your job.
• Paperwork errors: Even a simple error when filling out the claim form or submitting the required paperwork for LTD benefits can result in a Lincoln Financial long-term disability denial.
• Pre-existing conditions: The insurance company may claim that your medical condition existed before you applied for Lincoln Financial Group’s long-term disability.
• Surveillance or social media evidence: In some cases, this insurer has been known to use video surveillance or monitor social media posts to determine that a policyholder doesn’t meet Lincoln Financial’s long-term disability qualifications.

Experienced denied disability lawyers know about the tactics Lincoln Financial may use to unjustly deny a claim — and how to fight back.

Get Help from a Lincoln Financial Long-Term Disability Lawyer

If you’re facing a Lincoln Financial long-term disability denial, don’t wait to take action. A skilled lawyer can help you fight back and demand the benefits you’re owed.

Our team works with top disability insurance attorneys across the country who have experience successfully recovering LTD benefits for Lincoln Financial policyholders.

Together, they’ve helped policyholders recover millions for unfair insurance denials, including Lincoln Financial’s long-term disability denials.

Get a free case review to see if one of our trusted legal partners may be able to pursue the benefits you deserve.